Types of Coverage in Car Insurance

In understanding auto insurance policies, you should learn the types of coverages that car insurance companies offer.

• LIABILITY: This coverage will pay for the damages induced to your car, and also to damages inflicted to the property of others. It also includes medical expenses and wages lost. It also pays for defense and court expenses.
• COLLISION: This coverage will pay for the damages to your car caused by collision with another car or an object.
• COMPREHENSIVE: This type of coverage will pay for the damages inflicted to the insured vehicle that doesn’t occur in auto accident. This will only cover accidents such as hail,fire, wind, earthquake,flood, vandalism or theft.

Understanding the following insurance policies will give you a heads up on which insurance company you wish to side with.