Love Old Cars? Insurance Warning

People or should we say, Americans are very passionate about cars that they collect, maintain and restore some of the best vehicles ever produced by the auto industry. These old classics are some of the best and most powerful cars around and more common than not they come into your garage with faulty engines that can be repaired but some opt to do with an overall engine swap which is cheaper. May it be to maintain the original feel or for upgrade purposes, the engine is an integral part of the whole vehicle and is also important to you and your insurance company.

Do you know that swapping your old engine for a better more powerful one if not done correctly can invalidate your car insurance policy. Such actions are considered to be modifications and your car’s chassis is matched from the factory and are both encoded within the cryptic VIN number. There is a legal way of doing this with the proper papers presented to the DMV and insurance company regarding the engine and it’s history. Getting the DMV files updated legalizes your upgrade or engine swap, getting the records straight and lessening the headache of insurance claims.